Formed in 2001, Ensenta's award winning Check21 technologies provides a full range of financial self service solutions for banks and credit unions. With our digital deposit suite, consumers can conduct financial transactions in convenient branch, retail, employer and home locations including over 2,200 ATMs and Kiosks.

At Ensenta, our technology is our differentiator. Our unparalleled web-based EZ Admin back-office allows financial institutions to centrally monitor and process transactions that originate from a wide range of sources: kiosks, ATMs, home scanners, branch scanners, and more. While, our "best-of-breed" risk management algorithms look for errors and inconsistencies.

Ensenta's Software-as-a-Service (SaaS) model means you don't need to buy an expensive software license and you don't need a dedicated image server. The application resides on the servers at our SAS 70 II compliant Data Center. Upgrades are easy and frequent.

Edward Viera President

Ed brings 20 years of software and finance experience to Ensenta, including 8 years' experience with credit unions and financial services. Ed led a complete financial restructuring for one of California's largest privately-held companies. He was CFO for several successful Silicon Valley and Bay Area software companies. Ed is recognized as an industry leader in Check21 deposit and Risk Management processes.

Jim Ballagh VP Business Development

Jim brings more than fifteen years of strategic retail executive banking experience to Ensenta. As a Senior Vice President for a large financial institution, he had global responsibility for all sales and incentive programs. Jim created the business model for our retail convenience store channel.

Richard Klein VP Technology

As a principal in his own consulting firm, Rich designed mission-critical systems in financial services, including mortgage/treasury bond trading, investment performance and presentation systems, and other financial applications. Rich is Ensenta's principal software architect. He designed and led the team that built EZ Admin, our web-based back office and risk assessment platform.