Ensenta is bringing its best of breed Agile Risk Management tools to the mobile deposit arena through partnerships with Mitek, the gold standard for mobile deposits and a select group of Mobile Banking providers. Mobile remote deposit capture, using camera equipped smartphones to take pictures of a check, provides a "killer app" and a competitive "must have." Our mobile deposit service is tightly integrated with our other remote deposit channels, so account holders can choose which deposit method works best for them.

• Complete Solution – Our Mobile Banking partners use Ensenta's SDK (Software Development Kit) to create a highly integrated, secure, end-to-end image deposit solution.
• Image Clean-up and Optimization – Mobile images of checks suffer from an almost completely unconstrained environment with unknown distortions of geometry and strong shadows, just to name a few. What makes the problem much tougher than RDC from check scanners in places such as ATMs is the fact that the check within the mobile photograph is an object in 3-D space. That's why mobile capture requires a new domain of extreme image recognition science to be successful. We utilize Mitek's patented Mobile Deposit®, which has become the Gold Standard, to perform the challenging task of "image cleaning-up and optimization" from check images taken via camera equipped smartphones.
• Agile Risk Management - Ensenta's Agile Risk Management enables financial institutions to mitigate risk in real time for the mobile channel. Granular control of risk is facilitated on Day One through 100-plus configurable risk filters. Duplicate detection can be activated across deposit channels.
• Real Time Processing – We can support Real Time check posting. Many Credit Union members immediately see their checks deposits in their home banking portal. Batch processing is also available for all Financial Institutions.
• Software as a service - Our enterprise image solution is housed at Ensenta's SAS 70 II data center and accessed via the web. We provide frequent instantaneous product upgrades. And there is no need for costly on-site image servers.

"The combination of best-of-breed capabilities from Ensenta and Mitek brings a unique quadruple play to the marketplace - security, scalability, accuracy and ease of use," said Mitek Systems President and CEO James B. DeBello.

In the news: Ensenta and Mitek Systems Join Forces for Comprehensive Mobile Deposit Solution